AC Shore Financial - International Money Transfers
Welcome to AC Shore Financial. These Terms of Service ("Terms") govern your use of our international money transfer services. By creating an account and using our services, you agree to be bound by these Terms. Please read them carefully.
By accessing or using AC Shore Financial services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our services.
You must be at least 18 years old to use AC Shore Financial services. By using our services, you represent and warrant that you are of legal age to form a binding contract.
You must have the legal capacity to enter into binding contracts. You must not be prohibited by law from using financial services.
Our services are available in select countries. Some features may not be available in all jurisdictions. We reserve the right to refuse service to any geographic location.
To use our services, you must create an account by providing accurate and complete information including your full name, email address, phone number, and date of birth.
We are required by law to verify your identity. You must provide valid government-issued identification documents and may be required to provide additional documentation to complete verification.
Valid government-issued ID (passport, driver's license, national ID card), proof of address, and additional documentation may be required for enhanced verification.
You are responsible for maintaining the confidentiality of your account credentials. You must notify us immediately of any unauthorized access to your account.
You may only maintain one active account. Multiple accounts may result in suspension or termination of service.
AC Shore Financial provides international money transfer services allowing you to send funds from one country to another. Transfer times, fees, and exchange rates vary by corridor and payment method.
We impose transaction limits based on your verification level, transaction history, and regulatory requirements. Limits may vary by country and payment method.
Exchange rates are determined at the time of transaction initiation. Rates fluctuate and may change between viewing and completing your transaction. The final exchange rate applied to your transaction is displayed before you confirm.
We charge a service fee for each transaction. Fees vary based on send amount, destination country, payment method, and delivery method. All applicable fees are disclosed before you complete your transaction.
Most transfers are completed within 1-3 business days. Processing times vary based on payment method, destination country, verification status, and other factors. We cannot guarantee specific delivery times.
You agree not to:
We are committed to preventing money laundering and comply with all applicable AML laws. We monitor transactions and may request additional information or documentation.
We are required to verify customer identities and maintain records. You must provide accurate information and documentation when requested.
We are required to report suspicious transactions to relevant authorities. We may suspend or terminate accounts involved in suspicious activity.
All transactions are screened against international sanctions lists. Transactions to sanctioned countries or individuals will be blocked.
You may cancel a transaction before it has been processed. Once funds have been sent to the recipient, cancellation is not possible. Cancellation fees may apply.
We reserve the right to cancel any transaction that violates these Terms, appears fraudulent, or violates applicable laws. We will refund the transaction amount minus applicable fees.
If a transaction fails for any reason, we will refund the transaction amount minus fees incurred. Refund processing times vary by payment method.
Refunds are processed to the original payment method within 5-10 business days. Some payment methods may take longer.
Your privacy is important to us. Our collection, use, and disclosure of personal information is governed by our Privacy Policy. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
All content, trademarks, logos, and intellectual property on AC Shore Financial platforms are owned by or licensed to AC Shore Financial. You may not use, reproduce, or distribute any content without our express written permission.
We strive to maintain 24/7 service availability but cannot guarantee uninterrupted access. We are not liable for any loss resulting from service interruptions.
We use third-party banking partners and payment processors. We are not liable for failures or delays caused by third parties.
We are not liable for any failure or delay caused by circumstances beyond our reasonable control including natural disasters, war, terrorism, labor disputes, or technical failures.
Our maximum liability for any claim is limited to the amount of the transaction in question or $100 USD, whichever is less.
You agree to indemnify and hold harmless AC Shore Financial, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, violation of these Terms, or infringement of any rights of third parties.
These Terms are governed by the laws of the United States, without regard to conflict of law principles.
Any disputes arising from these Terms or use of our services shall be resolved through binding arbitration. You waive the right to participate in class action lawsuits.
We maintain a complaint resolution process. Contact our customer service team to initiate a complaint. We will respond within 10 business days.
You may close your account at any time by contacting customer service. You remain liable for all transactions completed before termination.
We may suspend or terminate your account at any time for violation of these Terms, suspicious activity, or any other reason at our sole discretion.
Upon termination, all pending transactions will be completed or refunded. You will lose access to transaction history and account features.
We reserve the right to modify these Terms at any time. We will notify you of material changes by email or through our platform. Continued use of our services after changes constitutes acceptance of the modified Terms.
For questions about these Terms, please contact us at:
Email: legal@acshorefinancial.com
Phone: +1 (312)
Address: AC Shore Financial Inc., 123 Financial Street, Chicago, IL 60601, USA
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.
You may not assign or transfer these Terms or your account without our written consent. We may assign these Terms to any affiliate or successor.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and AC Shore Financial regarding use of our services.
✓ By creating an account and using AC Shore Financial services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.