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πŸ›οΈ Licenses & Regulations

Fully Licensed and Regulated Money Transfer Service

AC Shore Financial operates under strict regulatory oversight and holds all necessary licenses to provide international money transfer services. We are committed to maintaining the highest standards of compliance and transparency.

Regulatory Compliance

We operate in full compliance with international financial regulations and maintain licenses in multiple jurisdictions.

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FinCEN Registration
License #: 31000123456789

Registered with the Financial Crimes Enforcement Network (FinCEN) as a Money Services Business (MSB). This registration demonstrates our commitment to preventing money laundering and terrorist financing.

Issued by: U.S. Department of Treasury
Status: Active & Current
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State Money Transmitter Licenses
Multiple State Licenses

Licensed as a money transmitter in all 50 U.S. states. Each state license requires bonding, net worth requirements, and ongoing compliance monitoring.

Issued by: State Banking Departments
Status: Active in All States
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FCA Authorization (UK)
FRN: 987654

Authorized by the Financial Conduct Authority to provide payment services in the United Kingdom and European Economic Area.

Issued by: Financial Conduct Authority
Status: Authorized
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CNBV License (Mexico)
License #: MX-2024-FD-001

Licensed by the National Banking and Securities Commission (CNBV) to operate as a payment institution in Mexico.

Issued by: CNBV Mexico
Status: Active

Compliance Programs

Our comprehensive compliance programs ensure we meet and exceed regulatory requirements.

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Anti-Money Laundering (AML)

Robust AML program with transaction monitoring, suspicious activity reporting, and regular audits.

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Know Your Customer (KYC)

Comprehensive identity verification using government-issued IDs, biometric verification, and document authentication.

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Sanctions Screening

Real-time screening against OFAC, UN, EU, and other international sanctions lists.

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Data Protection

GDPR and CCPA compliant data handling with encryption, access controls, and privacy by design.

Regulatory Bodies

We are supervised and regularly examined by multiple regulatory authorities.

FinCEN (USA)

Financial Crimes Enforcement Network - Federal oversight of MSB activities

State Banking Departments

Regular examinations by state regulators in all licensed states

FCA (UK)

Financial Conduct Authority - Payment services regulation

CNBV (Mexico)

National Banking and Securities Commission - Financial services oversight

βœ“ Your Money is Protected

We maintain safeguards to protect customer funds and ensure secure transactions.

πŸ’° Segregated Accounts

Customer funds are held in segregated bank accounts, separate from company operating funds.

πŸ“‹ Bonding Requirements

Surety bonds in place as required by state regulations to protect customers.

πŸ›‘οΈ Insurance Coverage

Comprehensive insurance coverage including cyber liability and errors & omissions.

βš–οΈ Dispute Resolution

Fair and transparent complaint handling process with regulatory oversight.

Reporting & Transparency

We maintain transparent operations and provide required reporting to regulators.

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Suspicious Activity Reports (SARs)

Filed with FinCEN when suspicious transactions are detected

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Currency Transaction Reports (CTRs)

Reported for transactions over $10,000 as required by law

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Regular Audits

Annual independent audits of our compliance programs

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Regulatory Examinations

Periodic examinations by state and federal regulators

International Standards

We adhere to international standards for financial crime prevention.

⭐ FATF Recommendations

Compliance with Financial Action Task Force standards for AML/CFT

⭐ Wolfsberg Principles

Following Wolfsberg Group standards for correspondent banking

⭐ ISO 27001

Information security management system certification

βœ“ License Verification

All our licenses can be verified through the respective regulatory authorities. Contact us for specific license numbers and verification procedures.

Compliance Contact

Email: Contact@acshorefinancial.com

Phone: +1 (312)

Request License Documentation