Important Disclosures & Legal Information
Please read the following disclaimers carefully. They contain important information about AC Shore Financial's products, services, and the terms under which they are offered. AC Shore Financial is a fintech company acting as an intermediary banking service provider.
Important information about how our banking services are structured and insured.
AC Shore Financial is a fintech company, not an FDIC-insured bank. Banking services are provided through JP Morgan Chase, Bank of America N.A., Choice Financial Group and Column N.A., Members FDIC. FDIC deposit insurance covers the failure of an insured bank.
Deposits in checking and savings accounts are FDIC-insured through JP Morgan Chase, Bank of America N.A., Choice Financial Group and Column N.A. and their Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply.
Terms and conditions for the IO Card and cashback rewards program.
The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®. Eligible customers can access the IO Card on day one of opening an AC Shore Financial account; limitations apply.
Cashback is automatically credited to your linked checking account when your monthly repayment is processed. If you make an early payment (full or partial), you'll receive cashback proportional to the amount paid. Your AC Shore Financial accounts must be open and in good standing to receive cashback.
Cashback rewards may be forfeited if your account is closed or pending closure based on a violation of any applicable terms. AC Shore Financial may modify or terminate the cashback program at any time, and any promotional offers or other changes will be communicated by email or on our website.
If you have questions about your cashback, please contact AC Shore Financial at Contact@acshorefinancial.com
Investment advisory disclosures for the Treasury product.
AC Shore Financial Treasury, by AC Shore Financial Advisory, LLC an SEC-registered investment adviser, seeks to earn net returns up to 3.71% annually on your idle cash. Net yield numbers are representative of the 30-day SEC Yield for MULSX as of 01/31/2026, and assume total AC Shore Financial deposits of $20M+.
Treasury accounts are advised by AC Shore Financial Advisory LLC, an SEC-registered investment adviser, and are custodied by Apex Clearing Corporation, a registered broker-dealer and member FINRA / SIPC. Treasury accounts are not FDIC insured. For additional information about advisory services provided by AC Shore Financial Advisory, please refer to its ADV Wrap Fee Brochure.
Please review these important disclosures regarding investment performance and risk.
The performance discussed herein is historic and reflects an investment for a limited period of time. It should not be assumed that future investors would experience returns, if any, comparable to those illustrated herein. Past performance is not indicative of future returns. Investment results will fluctuate. Returns are not guaranteed.
All investments are subject to the risk of loss, including the loss of principal. No representation is being made that an investment account has, will, or is likely to achieve profits or losses equal to the profits or losses shown. Actual returns will vary greatly and depend on personal and market conditions.
The information set forth has been obtained from sources that the Firm believes to be reliable; however, these sources cannot be guaranteed as to their accuracy or completeness. The information contained herein is not, and should not be construed as, an offer to sell or the solicitation of an offer to buy any securities.
The information has been prepared solely for the purpose of determining your level of interest in AC Shore Financial Treasury and to provide general background information on such algorithmic investment program. Before investing, consider your financial goals and the costs of using the program.
This section addresses the use of forward-looking language in our communications.
This information contains certain "forward-looking statements," which may be identified by the use of such words as "believe," "expect," "anticipate," "should," "planned," "estimated," "potential" and other similar terms.
Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of the depicted investment strategy.
All are subject to various factors, including, but not limited to, general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting operations that could cause actual results to differ materially from projected results.
Targeted returns reflect the returns that the Firm is seeking to achieve over a particular period of time. Target returns are presented to inform clients or potential clients about the Firm's risk tolerances and to provide information useful when assessing how the Firm's strategy fits within the investor's overall portfolio. Target returns are not guarantees or promises of future return.
Email: contact@acshorefinancial.com
Phone: +1 (628) 201 7212